Our answers to some of your frequently asked questions

Payday loans

Why get a payday loan?

Payday loans are great to cover unexpected expenses and to help bridge the gap between paydays. It's an easy and fast way to get cash when you need it.

How much do payday loans cost?

East Coast Cheque Cashing has the lowest rates in all of Ontario. We only charge $17.50 on every hundred. As an example, if you borrow $200 until your next payday, you only payback $235.

Can I add to my payday loan if I need more money until payday?

No. You can payoff your loan and re-borrow a larger amount, but you can not "top-up," as it is sometimes refered to.

Cheque Cashing

Why cash a cheque through East Coast Cheque Cashing?

It's easy! We are open more convenient hours than most banks, including week-ends and evenings. We don't hold your cheque and you get your cash right away, with no line-up or bank account needed.

Will you cash my post-dated cheque?

Absolutely. If you have a cheque that is post dated by a couple of days, come see us for your cash.

What type of cheques will you cash?

We can your government issued cheques, payroll cheques and business cheques. Talk to us to find out more.